Trusted Since 2005
Empire Jewelry & Loan, Inc. has proudly served the Inland Empire community for over 20 years. We provide convenient financial solutions through pawn loans while offering a wide selection of quality pre-owned jewelry, electronics, tools, and more.
Our Locations
Main Store
24571 Sunnymead Blvd
Moreno Valley, CA 92553
Phone: 951-242-3215
License # 3300-0972
Hours:
Monday – Friday: 9:00 AM – 6:00 PM
Saturday – Sunday: 9:00 AM – 4:00 PM
Mission Blvd Store
5547 Mission Blvd
Riverside, CA 92509
Phone: 951-742-7394
License # 3300-0951
Hours:
Monday – Saturday: 9:00 AM – 5:00 PM
Sunday: Closed
Alessandro Blvd Store
22590 Alessandro Blvd
Moreno Valley, CA 92553
Phone: 951-656-2120
License # 3300-0963
Hours:
Monday – Saturday: 9:00 AM – 5:00 PM
Sunday: Closed
Our Team
Our staff are more than employees — they are the heart of our company and are treated like family. Their dedication and expertise ensure every customer receives friendly, knowledgeable, and trustworthy service.
Frequently Asked Questions (FAQs)
How do I get a loan at Empire Jewelry & Loan?
It’s simple. Just bring a valid form of identification and your collateral (such as jewelry, diamonds, watches, electronics, tools, or musical instruments). We appraise the item and offer a cash loan based on its value.
Are my items insured while in your care?
Yes. All pawned items are fully insured by a nationally recognized insurance company. We take our responsibility to protect your valuables very seriously.
How are my items stored?
Your items are individually wrapped, sealed, and labeled for protection. They are stored securely under 24-hour surveillance.
Can I take out additional loans if I already have an active pawn ticket?
Yes. You may have as many loans as needed. Each transaction is treated as a separate loan with its own due date.
How long is a pawn loan valid?
All loans are valid for four months and 10 days.
What if I need more time to repay?
If you cannot repay the loan by the due date, you may renew it by paying the accrued interest. A new loan ticket will be issued with the same principal and interest rate.
Can I make a partial payment on my loan?
Yes. You are welcome to pay down the principal amount when paying your interest in full. This will reduce the interest charged on future payments.
What happens if I repay my loan early?
You will only be charged interest for the time the loan was active. Each month is billed in full at the beginning of the period. If you redeem your item within the first 30 days, you pay only one month’s interest.
What should I do if I’m unable to make a payment on time?
We encourage open communication. If you pass the four-month-and-10-day period and still wish to redeem your items, please contact us as soon as possible to check availability.
Can I lose my pawned items?
Over 95% of our customers successfully repay their loans and redeem their items. If a loan is not repaid, the item is forfeited, and the customer has no further obligation under the loan agreement.
Have more questions?
We’re here to help! Feel free to call us with any additional questions.
Main Store Phone:951-242-3215